How to Protect Yourself from Phishing Scams in Maryland

Phishing scams are a growing concern across the United States, and Maryland is no exception. These deceptive schemes aim to trick you into divulging personal information, such as passwords and credit card numbers. To safeguard yourself from falling victim to these scams, follow these essential tips.

1. Be Cautious of Emails and Messages

Phishing attacks often come in the form of unsolicited emails or texts from seemingly legitimate sources. Always double-check the sender's email address and look for unusual language or graphics that may indicate a scam. If it seems too good to be true or demands immediate action, proceed with caution.

2. Verify Links Before Clicking

Hover over any hyperlinks before clicking on them to see the actual URL. Scammers often use deceptive links that look legitimate but lead to malicious websites. If unsure, type the website address directly into your browser instead of clicking the link.

3. Utilize Anti-Phishing Tools

Many web browsers and email services provide built-in anti-phishing tools. Keep these enabled and your software up to date to enhance your protection against scams. Consider installing additional security software that specializes in detecting phishing attempts for an extra layer of safeguarding.

4. Educate Yourself and Others

Stay informed about common phishing tactics, as they can evolve quickly. Share this knowledge with friends and family, especially those who may be less tech-savvy. Community workshops or local resources in Maryland may also provide valuable information on how to recognize scams.

5. Use Strong, Unique Passwords

Always use strong, unique passwords for each of your online accounts. A password manager can help you create and store complex passwords securely. This minimizes the risk of your other accounts being compromised if one falls prey to a phishing attack.

6. Enable Two-Factor Authentication

Whenever possible, enable two-factor authentication (2FA) on your accounts. This adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone, in addition to your password.

7. Report Phishing Attempts

If you encounter a phishing attempt, report it to local authorities or the Federal Trade Commission (FTC). In Maryland, you can also report it to the state’s Office of the Attorney General. Your reports contribute to national efforts to combat these scams and help protect others.

8. Monitor Your Accounts Regularly

Frequent checks of your bank and credit card accounts can help you quickly identify any unauthorized transactions. Report any discrepancies immediately to your financial institution to minimize potential damage.

By staying vigilant and informed, you can effectively protect yourself from phishing scams in Maryland. Implement these protective measures, and enjoy safer online experiences without the fear of falling victim to cybercrime.