What to Do if You’re Injured in a Maryland Car Accident
Being involved in a car accident can be a traumatic experience, especially if you sustain injuries. If you find yourself in this unfortunate situation in Maryland, it’s essential to know the proper steps to take to ensure your health, safety, and legal rights are protected.
1. Stay Calm and Assess Your Situation
After the accident, take a moment to breathe and assess your condition and that of others involved. If anyone is injured, prioritize immediate medical assistance. Call 911 to report the accident and get emergency services on the scene.
2. Seek Medical Attention
Even if you feel fine, it’s crucial to seek medical attention as some injuries may not be immediately apparent. Medical professionals can evaluate your condition and document any injuries, which is important for any potential insurance claims.
3. Document the Scene
If you are able, gather evidence from the accident scene. This may include:
- Taking photos of the vehicles involved.
- Documenting the weather and road conditions.
- Collecting eyewitness statements and contact information.
This documentation can be vital in supporting your case.
4. Exchange Information
Always exchange information with the other driver(s). This should include:
- Name and contact details
- Insurance information
- Vehicle descriptions
Also, note the license plate numbers of all vehicles involved.
5. Notify Your Insurance Company
After ensuring that everyone is safe and you have documented the scene, inform your insurance company about the accident. Be honest and provide them with all necessary details while avoiding speculative remarks about fault.
6. Keep Detailed Records
Maintain detailed records of all expenses related to the accident, including medical bills, car repair costs, and any lost wages due to your injuries. This documentation can be critical when filing a claim.
7. Consult with a Car Accident Lawyer
If injuries occurred and you face substantial medical bills or other challenges, it may be wise to consult a car accident lawyer experienced in Maryland law. An attorney can help you understand your rights and may assist you in pursuing compensation for your injuries and damages.
8. Follow Through with Medical Treatment
Adhering to prescribed medical treatments and therapies is crucial for your recovery. Not only is this important for your health, but it also serves to document the extent of your injuries and the necessary treatments related to the accident.
9. Be Cautious with Insurance Settlements
While it might be tempting to quickly settle with the insurance company, be cautious. Insurance adjusters may offer settlements that do not fully cover your costs. It's advisable to review any offer with an attorney before accepting it.
10. Understand Maryland's Contributory Negligence Law
Maryland follows a "contributory negligence" rule, which means if you are found to be even 1% at fault for the accident, you could be barred from recovering any damages. This highlights the importance of legal guidance to navigate your case effectively.
In summary, if you're injured in a Maryland car accident, prioritize your health, gather evidence, and seek professional help. Handling the aftermath with care and caution can significantly impact your recovery and rights. Remember, you don't have to navigate this challenging situation alone—resources and professionals are available to support you.